Loading...

Terms & Conditions

Welcome to www.insurancebrand.com. These Terms and Conditions govern your access to and use of the services provided by InsuranceBrand Pvt Ltd. By accessing this website or purchasing any insurance product through our platform, you agree to be bound by these terms.

Nature of Services

InsuranceBrand Pvt Ltd acts only as an insurance facilitator or intermediary. We assist users in comparing, selecting, and purchasing insurance products offered by Insurance Companies registered with the Insurance Regulatory and Development Authority of India (IRDAI).

Insurance Contract

The insurance contract is strictly between the policyholder and the respective Insurance Company. InsuranceBrand Pvt Ltd does not underwrite risks, issue policies, or guarantee policy approval or claim settlement.

User Responsibilities

You agree to provide true, accurate, and complete information while filling proposal forms. Insurance contracts are based on the principle of utmost good faith, and any misrepresentation, non-disclosure, or incorrect information may result in policy cancellation or claim rejection.

Policy Issuance and Claims

Policy issuance, endorsements, renewals, and claim settlements are subject to the terms and conditions of the respective Insurance Company. While we may assist you in the process, final decisions are solely taken by the insurer or its appointed Third Party Administrator (TPA).

Payments and Transactions

All payments made through this website are processed via secure third-party payment gateways. InsuranceBrand Pvt Ltd shall not be held responsible for payment failures, delays, or technical errors caused by banks or payment service providers.

Limitation of Liability

InsuranceBrand Pvt Ltd shall not be liable for any direct, indirect, incidental, or consequential loss arising from the use of this website, delays in policy issuance, rejection of proposals or claims, or technical issues beyond our control.

Intellectual Property

All content available on this website, including text, graphics, logos, and design, is the property of InsuranceBrand Pvt Ltd and may not be copied, reproduced, or distributed without prior written consent.

Modification of Terms

InsuranceBrand Pvt Ltd reserves the right to modify or update these Terms and Conditions at any time. Continued use of the website after such changes constitutes your acceptance of the revised terms.

Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts located in [Your City / State].

Contact Information

If you have any questions regarding these Terms and Conditions, you may contact us at support@insurancebrand.com.

Last Updated: February 10, 2026